Terms & Conditions

Please read these terms carefully before using our services.

Welcome to Cash Caredit. By accessing or using our website (www.cashcaredit.com), you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with any part of these terms, please do not use our services.

1. Nature of Service

Cash Caredit provides information and assistance related to loan application processes. We are not a bank or financial institution. Loan approval, interest rates, tenure, and disbursal are subject to the respective lender’s eligibility criteria and policies.

2. Eligibility

Users must be legally eligible to enter into a financial agreement under applicable Indian laws. You confirm that all information provided during application is accurate and truthful.

3. Required Documents

Before applying for a loan, applicants must ensure that they possess valid and updated documents. Required documents may include:

Identity Proof

PAN Card (Primary ID proof)
Aadhaar Card
Valid Driver’s License
Valid Indian Passport
Voter ID Card

Address Proof

Aadhaar Card
Utility Bill (Telephone/Electricity/Gas/Water – issued within last 60 days)
Valid Indian Passport
Voter ID Card

Income Proof

Salaried Applicants – Last 3 months’ salary bank statements (PDF format)
Self-Employed Applicants – Last 3 months’ bank statements (PDF format)

All documents must be valid at the time of submission. If you successfully complete the online KYC (oKYC) process, document requirements may be reduced as per lender guidelines.

4. No Guarantee of Approval

Cash Caredit does not guarantee loan approval, loan amount, interest rate, or disbursal timeline. Final approval depends entirely on the lender’s internal policies, risk assessment, and verification process.

5. User Responsibilities

Provide accurate and complete information.
Upload clear and readable documents.
Use the website only for lawful purposes.
Not misuse or attempt to manipulate the loan process.

6. Online Document Submission

All necessary documents can be uploaded online for convenience. Users are responsible for ensuring that uploaded files are clear and accurate.

7. Limitation of Liability

Cash Caredit shall not be liable for any financial loss, rejection of loan applications, delays, or decisions made by third-party lenders.

8. Modifications

We reserve the right to modify these Terms & Conditions at any time. Continued use of the website constitutes acceptance of updated terms.

9. Contact Information

For any questions regarding these Terms & Conditions, please contact us at:
Email: info@cashcaredit.com

                        Disclaimer:

                        Cash Caredit is not a direct lender. We act as a facilitator between applicants and financial institutions.
                        Loan approval is subject to lender policies, eligibility verification, and regulatory compliance.
                    