Refund Policy

Transparency regarding payments and refunds.

This Refund Policy outlines the terms related to payments and refunds on Cash Caredit (www.cashcaredit.com). By using our services, you agree to the terms mentioned below.

1. Service Nature

Cash Caredit acts as a facilitator between loan applicants and regulated financial institutions. We do not provide loans directly.

2. No Loan Guarantee

Loan approval, interest rate, tenure, and disbursal decisions are made solely by the respective lender. We do not guarantee loan approval.

3. Processing or Service Fees

If any service or processing fee is charged for documentation, consultation, or facilitation services, the details will be clearly communicated before payment.

4. Refund Eligibility

  • Fees paid for completed services are generally non-refundable.
  • If a duplicate payment is made due to technical error, refund may be processed after verification.
  • Refund requests must be submitted within 7 days of payment.

5. Non-Refundable Situations

  • Loan rejection by lender.
  • Incorrect information submitted by applicant.
  • Failure to provide required documents.
  • Change of decision after service has been initiated.

6. Refund Process

Approved refunds (if applicable) will be processed to the original payment method within 7–10 business days after verification.

7. Contact for Refund Requests

To request a refund, please contact:
Email: info@cashcaredit.com

Important Notice:
Cash Caredit does not control lender decisions and is not responsible for loan rejection or delays caused by financial institutions.
Starting interest rate varies on factors like credit history, obligation, or lender. Subject to the necessary KYC and Income Verification. T&C apply.
Annual Percentage Rate offered to the customer during the period of 02nd Oct 2022 To 31st Mar 2025.
Min APR - 5.99%. Max APR - 11%. Repayment schedule: Min - 12 months & Max - 240 Months.^T&C apply
Example: On a personal loan of Rs. 1 lakh at rate of 8% per annum, for a tenure of 24 months, the EMI amount will be Rs.4,523