Documents Required

Know the essential documents required before applying for a loan with Cash Caredit.

Before applying for a loan with Cash Caredit, please ensure you have the required documents ready. Submitting clear and valid documents helps speed up the verification process. All documents must be valid and updated at the time of application.

Identity Proof

PAN Card is the primary identity proof required. In case of rejection due to image quality or other reasons, any one of the following documents can be submitted:

  • Aadhaar Card
  • Valid Driver's License
  • Valid Indian Passport
  • Voter ID Card
Address Proof

Any one of the following documents can be submitted as address proof:

  • Aadhaar Card
  • Utility Bill (Telephone/Electricity/Gas/Water – issued within last 60 days)
  • Valid Indian Passport
  • Voter ID Card
Document must clearly show your name and address.
Income Proof

Salaried Applicants:

  • Last 3 months' bank statements (salary account) in PDF format showing salary credits

Self-Employed Applicants:

  • Last 3 months' bank statements in PDF format
Important Information
  • Please ensure all documents are officially valid at the time of submission.
  • If you successfully complete the online KYC (oKYC) process, document requirements may be reduced.
  • All documents can be securely uploaded online for a smooth and convenient process.
  • Ensure that all uploaded documents are clear and readable.

Cash Caredit does not guarantee loan approval. Loan approval is subject to eligibility verification and lender policies.

Starting interest rate varies on factors like credit history, obligation, or lender. Subject to the necessary KYC and Income Verification. T&C apply.
Annual Percentage Rate offered to the customer during the period of 02nd Oct 2022 To 31st Mar 2025.
Min APR - 5.99%. Max APR - 11%. Repayment schedule: Min - 12 months & Max - 240 Months.^T&C apply
Example: On a personal loan of Rs. 1 lakh at rate of 8% per annum, for a tenure of 24 months, the EMI amount will be Rs.4,523